Practice Areas

• Chapter 7 Bankruptcy
• Chapter 13 Bankruptcy
• Foreclosure Defense
• Consumer Collection Defense
• Bancarrota

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• Are you drowning in debt? Are you facing liens, judgments or wage garnishment?

• Are you facing the possibility of home foreclosure?

• Do you need debt relief right now?

With the right legal help, you can get back in control of your debt and get the peace of mind you need. At the Law Offices of Alberto H. Hernandez, P.A. in Miami, I offer debt relief solutions to people and small businesses who are overwhelmed with debt. Contact me now to get started.

Legal Services for Debtors

I have been working in debtor-creditor law for over 15 years. As a bankruptcy and debt relief attorney, I offer debt discharge through bankruptcy and other legal services to help consumers and small businesses overcome debt:

• Chapter 7 bankruptcy: Chapter 7 business and personal bankruptcy allows people and companies to extinguish most or all of their debts. It may require you to sell off certain assets to pay back your creditors.
• Chapter 13 bankruptcy: Chapter 13 is often called the "wage earner plan" because it allows individuals the chance to consolidate and repay their debts at a reduced interest rate over 3-5 years under a plan approved by the bankruptcy court. Based on your ability to pay, you may not have to repay all of your debts.
• Home foreclosure defense: Individuals and families who are facing foreclosure do have options. I offer foreclosure defense services from start to finish.
• Consumer collections defense: There are many laws that protect consumers from the bad practices of collection agencies, lenders and other businesses. If you owe money and are facing creditor harassment, or if your debt is because of fraud, I may be able to help you.
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Contact Me for a Consultation

I can help you get rid of your debt problems and take back control over your life. To schedule a consultation, contact me by e-mail or call me toll free at (877) 820-0334.

My law office is conveniently located close to I-75 and the Palmetto Expressway 826. My office hours are Monday to Friday, 8:30 a.m. to 5:30 p.m., and I offer evening and Saturday appointments by special arrangement.

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