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Have you maxed out your credit cards?
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Are your medical bills impossible to pay off?
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Does your small business owe more than it is worth?
No matter how difficult your debt situation is, you can take back control and get some peace of mind. At the Law Offices of Alberto H. Hernandez, P.A., in Miami, I focus on providing both individuals and small businesses with practical, legal debt relief services. Contact me now to get started.
Debt Relief Through Chapter 7 Bankruptcy
Deciding whether to file for bankruptcy can be confusing. There are different types of bankruptcy that work better in certain situations. There are also other options that can provide debt relief.
I have been working as an attorney in debtor-creditor law for over 15 years. I will sit down with you and take the time to ensure that you understand exactly what your options are, how much each one will cost, how long they will take, how they will affect your credit, and whether your home or other assets will be at risk.
I offer sympathetic legal help, but I do not candy-coat anything. It is essential for you to know that you are getting honest information that will prepare you to face your situation head-on and make the choices that are right for you.
Chapter 7 Bankruptcy for Individuals and Small Businesses
Despite the hype, Chapter 7 bankruptcy is still available for most people and small businesses, even after the 2005 change in the bankruptcy laws.
Chapter 7 bankruptcy is available to consumers and businesses. Widely known as "liquidation bankruptcy," its purpose is debt elimination. Most types of debt are eliminated and certain assets are sold off to pay back to creditors. Second homes and cars, for example, are commonly sold by the bankruptcy court. Vehicles, household appliances and other necessary items are considered exempt property.
Chapter 7 bankruptcy is a good option for people and companies who need to relieve themselves of serious debt. It is not right for everyone, however, and you should discuss your situation with an experienced bankruptcy lawyer before you choose this option.
Contact Me for a Consultation
To schedule a consultation about filing for Chapter 7 bankruptcy, contact me by e-mail or call me toll free at (877) 820-0334. My law office is conveniently located close to I-75 and the Palmetto Expressway 826. My office hours are Monday to Friday, 8:30 a.m. to 5:30 p.m., and I offer evening and Saturday appointments by special arrangement.
Law Offices of Alberto H. Hernandez, P.A.Toll Free: (877) 820-0334 | ||
Main Office:18590 NW 67th Avenue, Suite 200 | Satellite Office:7280 West Palmetto Park Road | |
Miami debt relief and bankruptcy lawyer Alberto H. Hernandez serves clients in communities such as Boca Raton, Coral Springs, Carol City, Southwest Ranches, Palm Springs North, Aventura, Hollywood, Miramar, Pembroke Pines, Weston, Hialeah, Hialeah Gardens, Miami Gardens, Miami, Miami Lakes, Miami Springs, Country Club of Miami and Fort Lauderdale, and throughout Broward County, Palm Beach County, and Miami-Dade County. | ||